Best Special Rates and Terms in Utica, New York, NY

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Below are special Certificate of Deposit special rates and terms from banks in Utica, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Utica, NY - August 2, 2025

Bank	APY	MIN	PERIOD
Citizens Bank, National Association Whitesboro Branch	4.15%	$25,000	5 months	Learn More Reviews (1)
KeyBank National Association Rome Branch	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Woodforest National Bank 8045 Rome New York Walmart Branch	4.00%	$500	8 months	Learn More Reviews (2)
Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00%
KeyBank National Association Rome Branch	3.75%	$10,000	25 months	Learn More Reviews (2)
Citizens Bank, National Association Whitesboro Branch	3.50%	$25,000	10 months	Learn More Reviews (1)
Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50%
Woodforest National Bank 8045 Rome New York Walmart Branch	3.50%	$500	13 months	Learn More Reviews (2)
Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50%
CIT Bank, a division of First-Citizens Bank and Trust	3.50%	$1,000	13 months	Learn More Reviews (33)
Adirondack Bank Rome Branch	3.25%	$1,000	6 months	Learn More Reviews (1)
Rate History: 3.25% → 3.30% → 3.25% → 3.30% → 3.25%
Adirondack Bank Rome Branch	3.09%	$1,000	12 months	Learn More Reviews (1)
Rate History: 3.09% → 3.14% → 3.09% → 3.04% → 3.09%
JPMorgan Chase Bank, National Association Utica-Middle Market Reg Hq Branch	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
Adirondack Bank Rome Branch	0.20%	$1,000	18 months	Learn More Reviews (1)
Rate History: 3.25% → 0.20%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Utica, NY - August 2, 2025

Branch	Street	City	State
Citizens Whitesboro Branch	89 Oriskany Boulevard	Whitesboro	NY
KeyBank National Association Rome Branch	1725 Black River Boulevard	Rome	NY
Woodforest National Bank 8045 Rome New York Walmart Branch	5815 Rome Taberg Road	Rome	NY
KeyBank National Association Rome Branch	1725 Black River Boulevard	Rome	NY
Citizens Whitesboro Branch	89 Oriskany Boulevard	Whitesboro	NY
Woodforest National Bank 8045 Rome New York Walmart Branch	5815 Rome Taberg Road	Rome	NY
Adirondack Bank Rome Branch	1709 Black River Boulevard	Rome	NY
Adirondack Bank Rome Branch	1709 Black River Boulevard	Rome	NY
JPMorgan Chase Bank, National Association Utica-Middle Market Reg Hq Branch	258 Genesse Street	Utica	NY
Adirondack Bank Rome Branch	1709 Black River Boulevard	Rome	NY