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Below are special Certificate of Deposit special rates and terms from banks in Utica, New York. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Utica, NY - October 31, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
| 8045 Rome New York Walmart Branch | 4.00% | $500 | 8 months | Learn More | 
| Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% | ||||
| Rome Branch | 3.50% | $10,000 | 9 months | Learn More | 
| Rate History: 5.00% → 4.75% → 4.00% → 3.50% | ||||
| Citizens Bank, National AssociationWhitesboro Branch | 3.50% | $25,000 | 10 months | Learn More | 
| Rate History: 5.00% → 5.25% → 5.00% → 4.00% → 3.50% | ||||
| 8045 Rome New York Walmart Branch | 3.50% | $500 | 13 months | Learn More | 
| Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% | ||||
| CIT Bank, a division of First-Citizens Bank and Trust | 3.35% | $1,000 | 13 months | Learn More | 
| Rate History: 3.50% → 3.35% | ||||
| Rome Branch | 3.00% | $10,000 | 23 months | Learn More | 
| Rate History: 3.75% → 3.00% | ||||
| Rome Branch | 2.89% | $1,000 | 6 months | Learn More | 
| Rate History: 3.14% → 3.09% → 3.04% → 2.94% → 2.89% | ||||
| Rome Branch | 2.73% | $1,000 | 12 months | Learn More | 
| Rate History: 2.73% → 2.78% → 2.73% → 2.78% → 2.73% | ||||
| JPMorgan Chase Bank, National AssociationUtica-Middle Market Reg Hq Branch | 0.75% | $100,000 | 6 months | Learn More | 
| Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% | ||||
| Rome Branch | 0.20% | $1,000 | 18 months | Learn More | 
| Rate History: 3.25% → 0.20% | ||||
| Branch | Street | City | State | 
|---|---|---|---|
| Woodforest National Bank 8045 Rome New York Walmart Branch | 5815 Rome Taberg Road | Rome | NY | 
| KeyBank National Association Rome Branch | 1725 Black River Boulevard | Rome | NY | 
| Citizens Whitesboro Branch | 89 Oriskany Boulevard | Whitesboro | NY | 
| Woodforest National Bank 8045 Rome New York Walmart Branch | 5815 Rome Taberg Road | Rome | NY | 
| KeyBank National Association Rome Branch | 1725 Black River Boulevard | Rome | NY | 
| Adirondack Bank Rome Branch | 1709 Black River Boulevard | Rome | NY | 
| Adirondack Bank Rome Branch | 1709 Black River Boulevard | Rome | NY | 
| JPMorgan Chase Bank, National Association Utica-Middle Market Reg Hq Branch | 258 Genesse Street | Utica | NY | 
| Adirondack Bank Rome Branch | 1709 Black River Boulevard | Rome | NY | 
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